Wise: Attractive Long-Term Growth Runway

  • I rate Wise plc a buy, due to its strong moat, efficient growth, and attractive long-term runway in global money transfers. Wise's proprietary infrastructure and word-of-mouth-driven customer acquisition provide a structural cost advantage and support ongoing market share gains. The Wise Platform offers a significant long-term catalyst, with potential to grow from 3-4% to up to 50% of revenue, leveraging existing payment networks.