Affirm Holdings: Get In Before Profits Start To Surge

  • Affirm's rapid growth in Gross Merchandise Volume and Affirm Card adoption underpins my 'buy' rating, with nearly 2 million active card users and strong sales momentum. Profitability is accelerating: adjusted operating profit up 120% YoY and margins expanding, with Affirm on the verge of GAAP profitability. Affirm stands out among fintech peers for its exceptional projected profit growth and exposure to the expanding buy now, pay later, and eCommerce markets.