BMO Financial Group Reports Second Quarter 2025 Results

  • BMO's Second Quarter 2025 Report to Shareholders, including the unaudited interim consolidated financial statements for the period ended April 30, 2025, is available online at www.bmo.com/investorrelations , on the Canadian Securities Administrators' website at www.sedarplus.ca , and on the EDGAR section of the U.S. Securities and Exchange Commission's website at www.sec.gov . Financial Results Highlights Second Quarter 2025 compared with Second Quarter 2024: Reported net income1 of $1,962 million, compared with $1,866 million; adjusted net income1 of $2,046 million, compared with $2,033 million Reported earnings per share (EPS)2 of $2.50, compared with $2.36; adjusted EPS1, 2 of $2.62, compared with $2.59 Provision for credit losses (PCL) of $1,054 million, compared with $705 million Reported return on equity (ROE) of 9.4%, compared with 9.9%; adjusted ROE1 of 9.8%, compared with 10.9% Common Equity Tier 1 (CET1) Ratio3 of 13.5%, compared with 13.1% Declared a quarterly dividend of $1.63 per common share, an increase of $0.08 or 5% from the prior year and $0.04 or 3% from the prior quarter Year-to-Date 2025 compared with Year-to-Date 2024: Reported net income1 of $4,100 million, compared with $3,158 million; adjusted net income1 of $4,335 million, compared with $3,926 million Reported EPS2 of $5.34, compared with $4.08; adjusted EPS1, 2 of $5.66, compared with $5.14 PCL of $2,065 million, compared with $1,332 million Reported ROE of 10.0%, compared with 8.5%; adjusted ROE1 of 10.6%, compared with 10.7% TORONTO , May 28, 2025 /PRNewswire/ - BMO Financial Group (TSX:BMO) (NYSE:BMO) today announced financial results for the second quarter ended April 30, 2025.