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Nu Holdings Ltd. (NYSE:NU ) Q1 2025 Earnings Conference Call May 13, 2025 6:00 PM ET Company Participants Guilherme Souto - IR Officer David Velez - Founder, CEO and Chairman Guilherme Lago - CFO Youssef Lahrech - President and COO Conference Call Participants Jorge Kuri - Morgan Stanley Eduardo Rosman - BTG Pactual Pedro Leduc - Itaú BBA Tito Labarta - Goldman Sachs Thiago Batista - UBS Gustavo Schroden - Citi Mario Pierry - Bank of America Yuri Fernandes - JPMorgan Operator Good evening, ladies and gentlemen.