PayPal: You Might Wish You Bought More Now

  • PayPal remains a dominant fintech leader with a sticky, two-sided platform, but faces intensifying competition from e-commerce and crypto players. The new PayPal World initiative aims to expand cross-border opportunities and diversify growth beyond the US, though its long-term economic impact is still unclear. Investors demand a revival in operating income growth, as PayPal's profitability uptick has notably lagged in recent times.