SmartFinancial, Inc. (SMBK) Q2 2025 Earnings Call Transcript

  • SmartFinancial, Inc. (NYSEMBK ) Q2 2025 Earnings Conference Call July 22, 2025 10:00 AM ET Company Participants Nathan Strall - Head of Investor Relations William Carroll - President, CEO & Director Ronald Gorczynski - Executive VP & CFO Rhett Jordan - Executive VP & Chief Credit Officer Wesley Welborn - Executive Chairman of the Board Conference Call Participants Stephen Scouten - Piper Sandler & Co., Research Division Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Russell Elliott Gunther - Stephens Inc., Research Division Thomas Reid - Raymond James & Associates, Inc., Research Division Christopher Marinac - Janney Montgomery Scott LLC, Research Division Operator Hello, everyone, and welcome to the SmartFinancial Second Quarter 2025 Earnings Release and Conference Call. My name is Ezra, and I will be your coordinator today.