Why We See 100%+ Upside In SoFi Over The Next 3 Years

  • SoFi Technologies sports strong growth, great unit economics, and a robust consumer brand. As the neobank continues to grow and scale, we see operating margins expanding rapidly to 20%+. That could send FY '27 earnings to $1 billion. Assuming a stable multiple, this implies a double (or more!) in the underlying stock.