HBT Financial, Inc. Announces First Quarter 2025 Financial Results

  • First Quarter Highlights Net income of $19.1 million, or $0.60 per diluted share; return on average assets (“ROAA”) of 1.54%; return on average stockholders' equity (“ROAE”) of 13.95%; and return on average tangible common equity (“ROATCE”) (1)  of 16.20% Adjusted net income (1)  of $19.3 million; or $0.61 per diluted share; adjusted ROAA (1)  of 1.55%; adjusted ROAE (1)  of 14.08%; and adjusted ROATCE (1)  of 16.36% Asset quality remained exceptional with nonperforming assets to total assets of 0.11% and net charge-offs to average loans of 0.05%, on an annualized basis Net interest margin increased 16 basis points to 4.12% and net interest margin (tax-equivalent basis) (1) increased 15 basis point to 4.16% BLOOMINGTON, Ill., April 21, 2025 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial” or “HBT”), the holding company for Heartland Bank and Trust Company, today reported net income of $19.1 million, or $0.60 diluted earnings per share, for the first quarter of 2025.