OppFi Is Undervalued Despite Its Recent Rebound

  • OppFi's operational metrics are strong, with improved loan originations, lower charge-offs, and increased automation driving business efficiency. Revenue growth is sluggish but rebounding, while EPS and profitability have soared, due to better expense management and credit modeling. Full-year guidance is decent, with accelerating revenue growth and solid, though moderating, EPS gains expected for 2025.