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Posted by
Two Blokes Jul 9 -
Filed in
Stock
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LexinFintech Holdings Ltd.'s pivot to a capital-light, tech-empowerment model reduces risk, boosts margins, and aligns with Chinese regulatory preferences, driving future profitability. Despite recent revenue declines, profitability and asset quality are rising, with high repeat borrower rates and lower funding costs supporting sustainable earnings growth. LX trades at a deep discount to peers, offering strong value for investors willing to accept Chinese regulatory and macroeconomic risks.