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Posted by
Two Blokes Jul 1 -
Filed in
Stock
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4 views
Chime's IPO at a $10 billion valuation is compelling, given 88% gross margins, efficient user growth, and fintech-SaaS economics without traditional bank risk. Chime's asset-light, automated model enables high profitability and low customer acquisition costs, with strong product adoption and declining fraud losses. With under 8% penetration in its core demographic, CHYM has credible runway to 20-30M users and $14-15B revenue by 2035, supporting a $100 billion market cap.
